Storms and the resultant damage can have a significant impact on your home, both short and long term, if not dealt with correctly. You may well need some alternative accommodation if the damage affects the structural integrity of your property. This alone is stressful and time-consuming without trying to attempt to deal with your Insurance Company. Oakleafe can take all this stress away by making sure everything is dealt with correctly first time. We will get you in alternative accommodation and prepare and present your claim to your Insurance Company straight away. Chartered Surveyors and Structural Engineers will scope the damage and oversee repairs to ensure you receive your full entitlement and your property can be returned to pre-loss condition.
From the inception of a claim, call handlers at the insurance company will attempt to convince you against making a claim. Storm damage claims are particularly difficult and we use a whole range of resources to substantiate your claim. Usually when you try to register a claim, your Insurance Company will appoint a Loss Adjuster to look after their interests and minimise the pay-out they may be liable for. They will scrutinise your policy to check you have complied with its conditions, and that you have adequate sums insured. If you are under-insured, then they will attempt to significantly reduce the pay-out. These Loss Adjusters are paid for and employed by insurers and are not independent. You need someone on your side. Would you go to court without a lawyer? Then why take on an Insurance Company?
Oakleafe are there to look after your interests, negotiating settlements with the loss adjuster to get you what you're entitled to. We apply pressure to insurers to accept liability, and ensure the process of getting you back in order is started immediately. All our experienced Loss Assessors are in-house and offer unparalleled assistance in householder storm damage claims. Many of our Assessors are Ex-Insurance Loss Adjusters who have enormous experience and know how Insurers work. We will make a real difference on the settlement you receive. You may be a good negotiator but are you an expert in Insurance? Let us handle the stress and irritation of negotiating your claim, allowing you to concentrate on looking after your family.
We will protect you and take control of the situation. This way YOU dictate and not your insurance company how your home is dealt with. We have years of experience in the negotiation and management of household storm claims. We collate, prepare and present the paperwork to Insurers to assist in the smooth running of your claim. We will assist in the re-location of your family and pets on a like-for-like basis.
Chartered Specialists will scope all the damage, even that which is not visible to the naked eye, and oversee the construction works. Everyone else in the claim process works for the Insurance company and is looking after their interests. Let us look after yours.
Make your property safe and mitigate any additional damage.
Organise boarding up, drying and restoration.
Deal with your insurance company and their loss adjuster, investigator, surveyor etc.
Interpret your policy, its wording and any conflicts relating to compliance with its conditions.
Catalogue, photograph and present your contents claim to insurers.
Survey the property to identify any defects not visible to the naked eye to protect your long term investment.
Aid with specialist appointments should assistance be required in complex situations such as your own forensic scientists.
Arrange estimates and valuations, and accurately quantify the full extent of your claim.
Compile and present the claim to insurers.