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Oakleafe Claims

Business Impact Damage Insurance Claims

When you make a Business Impact Damage Insurance Claim

Let us oversee the claim so you can concentrate on your business and employees. We will attend all meetings with the insurance company or their appointed loss adjusters on your behalf, ensuring that you receive your full entitlement, including all costs of repair and restoration works done.

After contacting your Insurance company, We will engage Chartered Surveyors and Structural Engineers working for you to ensure any physical damage to your property is made good to its pre-incident condition. We can even hire contractors and oversee the works as we would if there was damage to your home.

We can save you the hassle and stress of an added burden you could do without. We will help assess the damage and prepare, present and negotiate your insurance claim. While simultaneously ensuring your working environment can operate as efficiently as possible. You are undoubtedly a good negotiator, but are you an insurance expert?

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What happens after you make a
Business Impact Damage Claim

Let us oversee the claim so you can concentrate on your business and employees. We will attend all meetings with the insurance company or their appointed loss adjusters on your behalf, ensuring that you receive your full entitlement, including all costs of repair and restoration works done.

After contacting your Insurance company, We will engage Chartered Surveyors and Structural Engineers working for you to ensure any physical damage to your property is made good to its pre-incident condition. We can even hire contractors and oversee the works as we would if there was damage to your home.

We can save you the hassle and stress of an added burden you could do without. We will help asses the damage, prepare, present and negotiate your insurance claim for you. Whilst at the same time ensuring your working environment can continue to operate as efficiently as possible. You are no doubt a good negotiator but are you an expert in insurance?
?

WHY OAKLEAFE CLAIMS

Your Insurer after yOU
make a Business Impact Claim

The Insurance Company may use various methods to lower your claim or not pay at all. Your policy's wording might be vague and often in their favour.

As Insurance Claims Management specialists or Loss Assessors, we will handle all meetings and technical interpretations of your policy on your behalf.

From filling in the claim form and assessing damaged items, to helping assess the damage to any buildings and contents

Property Insurance Claims require several disciplines to comprehensively present the claim in a format instantly recognisable to your Insurance Company. All our Surveyors are Chartered with RICS or CIOB, and our Structural Engineers, also with similar affiliations, exclusively handle insurance-related claims.

These specialists create specifications that a Chartered Building Company then prices. Our experienced Claims Technicians compile this for your Insurers to consider for settlement. You approve every stage of this process including draft documents & settlement proposals for Impact Damage.

CLAIMS PROCESS

Business Insurance Claims
Handling On Your Side

We are the ONLY party in the claim on your side.At our firm, we stand as the only ally fully committed to your cause in the claims process. Our exclusive focus is on championing your rights, ensuring that you receive the full entitlement. This dedication is backed by our exceptionally experienced team, many of whom boast insider experience from their tenure with insurance companies. Leveraging this deep understanding of insurer's methodologies, we expedite your claims process with unparalleled efficiency.

Our comprehensive services cater to a wide range of incidents, including fire or smoke damage. We take charge of presenting your claim to insurers, meticulously compiling and submitting all necessary documentation. Beyond just paperwork, our involvement extends to coordinating with professional Surveyors and Structural Engineers, ensuring that your case is backed by expert opinions and assessments.

In the critical phase of rebuilding, we provide an oversight of the construction works.

Our aim is to restore your property to its pre-loss condition with minimal hassle on your part.
Our expertise isn't limited to building insurance claims.
Our adept Loss Assessors meticulously evaluate and quantify material, stock, and content losses, leaving no stone unturned in safeguarding your interests.

Meanwhile, our Chartered Surveyors skilfully assess the extent of building damage, ensuring that every aspect of the loss is accounted for.

Understanding the profound impact of business interruptions, our team vigorously negotiates for compensations that cover not only the immediate losses but also the Increased Costs of Working (ICOWs). This approach is pivotal in setting your business back on track, mirroring its state before the loss occurred. Trust us to be your advocate, turning a potentially complex and stressful situation into a streamlined, professionally managed process, with your best interests at heart.

HOW WE CAN HELP
We are the ONLY party in the whole process that will be
working for you and looking after YOUR interests.

How we can help for Business Impact Damage Insurance Claims

Make your property safe and mitigate any additional damage.

Collate the required information and negotiate your entire claim including including but not limited to Reinstatement Works, Stock or Content Losses & Business Interruption.

Oversee all parties including Insurers Loss Adjusters and their Specialists.

Interpret your policy, its wording and any conflicts relating to compliance with its conditions.

Push Insurers to accept liability as quickly as possible, in order to obtain Interim Payments to help you maintain your business operations.

Maximise your entitlement of Business Interruption cover and justify any Increased Costs of Working.

Survey the property to identify any defects not visible to the naked eye to protect your long term investment.

Aid with specialist appointments should assistance be required in complex situations such as your own forensic scientists.

ABOUT
OAKELAFE CLAIMS
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