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Leak and Water damage House Insurance Claims Tips

house insurance water leak, Loss Assessor, water leak

Water pipe leaks can cause significant damage to your home, leading to costly repairs and house insurance claims. One of the most common types of domestic property damage claim is escape of water damage, with £1.8 million being paid out for it every day*. Understanding the potential causes of water leaks, implementing preventive measures, and knowing what steps to take when making an insurance claim can save you from unnecessary stress and financial burden. In this blog, we will discuss the possible causes of water leaks, provide helpful tips on preventing them, and guide you through the process of making an insurance claim. If you require assistance with your claim, we recommend reaching out to Oakleafe for professional support.

Possible Causes of Water Leaks that could lead to you claiming on your house Insurance

Faulty plumbing:

Aging or deteriorating pipes, joint connections, or faulty plumbing fixtures can result in water leaks. Regular maintenance and inspections can help identify and address such issues promptly.

Leak and Water damage House Insurance Claims Tips
Leak and Water damage House Insurance Claims Tips

Pipe bursts:

Extreme weather conditions, such as freezing temperatures, can cause pipes to freeze and burst. Proper insulation and timely repairs can prevent this common cause of water leaks.

Roofing problems:

Damaged or improperly installed roofs can allow water to seep through, leading to leaks. Regular roof inspections and maintenance can help detect and rectify issues before they worsen.

Leak and Water damage House Insurance Claims Tips
Leak and Water damage House Insurance Claims Tips

Appliance malfunctions:

Faulty washing machine hoses, water heaters, or dishwashers can develop leaks over time. Routinely check and replace worn-out or damaged components to prevent potential leaks.

Tips to Prevent Water Leaks:

Taking preventive measures can significantly reduce the risk of water leaks in your home:

  1. Regular inspections: Schedule routine inspections of your plumbing system, including checking for leaks, corrosion, or loose connections. Address any issues promptly.
  2. Roof maintenance: Ensure your roof is well-maintained by inspecting it regularly for damage, missing tiles, or signs of wear. Repair or replace damaged areas as soon as possible.
  3. Pipe insulation: Properly insulate pipes, especially those exposed to cold temperatures, to prevent freezing and subsequent bursting.
  4. Appliance upkeep: Regularly inspect and maintain appliances prone to leaks, such as washing machine hoses, water heaters, and dishwashers. Replace worn-out components promptly.

What to Do When Making an Insurance Claim for a Water Leak:

If you discover a water leak in your home, follow these steps when making an home insurance plumbing leak claim:

Document the damage:

Take clear photographs and videos of the affected areas, highlighting the water leak and the resulting damage. This evidence will support your claim. Keep receipts as proof of purchase.

In the instance of needing to make a Home Insurance Plumbing Leak Claim Contact your Insurance Provider:

Call your insurer immediately to notify them about the water leak and to tell them that you will be making a home or buildings insurance claim.

Preserve evidence:

Keep any damaged materials, such as flooring, furniture, or personal belongings, as evidence for the insurance adjuster's assessment.

Seek professional assistance:

Making an insurance claim can be complex. Consider reaching out to Oakleafe Claims for expert guidance and support throughout the claim process. They have extensive experience in handling insurance claims for water leaks.

Example: For instance, if you discover a water leak in your kitchen due to a burst pipe, follow the steps mentioned above. Take pictures and videos of the leak, inform your insurance provider, keep damaged cabinets or flooring as evidence. It is recommended to contact a Loss Assessor like Oakleafe Claims to help navigate through the claim process smoothly.


Water leaks can cause significant damage to your home, requiring you to make an insurance claim to cover the expenses. By understanding the potential causes of water leaks and implementing preventive measures, you can reduce the risk of such incidents. In case you need to make an insurance claim, it's crucial to document the damage, inform your insurance provider promptly, and seek professional assistance. Oakleafe Claims can provide the expertise and support you need during your claim process. Protect your home, be prepared, and ensure a hassle-free experience when dealing with water leaks and insurance claims.

*stats credited to ABI

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