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10 - Steps to Prepare Your Home for a Storm

When stormy weather is on the horizon, preparation is key to keeping your home and family safe. In this guide, we’ll walk you through 10 essential steps to prepare your home for a storm, from securing your property to assembling an emergency kit. Follow these steps, and you’ll have peace of mind, knowing that you’ve done your best to protect your home and loved ones.

1. Create an Emergency Plan

Discuss with your family or housemates what to do in case of a storm. Designate safe spaces in your home and establish communication and evacuation plans.

2. Build an Emergency Kit

Assemble a kit with essentials like water, non-perishable food, first aid supplies, flashlights, batteries, and important documents.

3. Inspect Your Roof

Check your roof for loose shingles or tiles, and repair any damage to prevent leaks or further damage during high winds.

4. Secure Windows and Doors

Consider installing storm shutters or using plywood to board up windows. Check doors and windows for leaks and seal them as necessary.

5. Check Your Drainage

Ensure your home’s gutters and downspouts are clean and clear of debris to prevent flooding and water damage.

6. Trim Trees and Secure Loose Items

Cut back tree branches that could fall on your home. Secure or bring inside any outdoor furniture or other loose items.

7. Install a Surge Protector

Protect your electronics and electrical system by installing surge protectors in your home.

8. Review Your Insurance Policy

Make sure you have adequate homeowners or renters insurance and that you’re covered for flood damage.

9. Take Inventory of Your Possessions

Photograph or video your belongings as a record for insurance claims in case of damage.

10. Prepare for an Extended Stay at Home

Ensure you have enough supplies, including medications, pet food, and other personal items, to last for an extended period if you are unable to leave your home.


Preparing for a storm doesn’t have to be a daunting task. By following these 10 steps, you’ll be well on your way to securing your home and ensuring the safety of your family. Remember, it's always better to be over-prepared than under-prepared when it comes to potential severe weather events. Stay safe, and take the time now to storm-proof your home.

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If you have been declined whilst trying to claim on your domestic or commercial insurance, we can help. We can also help with professional services, for example, Brokers, VAR Valuations and Managing Agents.