Oakleafe offer a free claim service up to the limits of the chosen package to meet the demands of your client's insurance claims. We support policyholders immediately from the moment, we are notified, which is when they need support, not just after liability is accepted, unlike some insurance-backed claim solutions.
We aim to get Insurers to accept liability quickly. As part of this, we offer complete process management, including all meetings, policy interpretation, quantification, and presentation of the claim.
Our involvement ensures your clients claim achieves its entitlement through professional representation throughout. After the free claim value is exceeded, we operate on a success fee on a preagreed % basis. Your client has access to all the Professionals that Insurers have on their side, such as Surveyors, Business Interruption specialists, Contractors and Claims Assessors.

To complement our claims management service, the Policyholder has access to ancillary services to provide immediate support to the Policyholder.

As the only RICS-accredited Loss- Assessing company in the UK, we can support Brokers and their Policyholders with their building sums insured valuations before renewal or inception. Asking a policyholder to estimate the cost of demolition and rebuilding of the property to modern building regulations is usually beyond their understanding. Remember that no two properties are the same, and the total rebuild costs for every type of building will be different and will vary depending on individual specifications.

Calculations can be complex; correct rebuild costs usually equate to more premium as most people undervalue this aspect.

You can rebrand this and sell it as a product. As you know, the policyholder must obtain the correct reinstatement values. When they get it wrong, in their eyes, it's the Broker's fault for the inadequacies of the policy!

A niche service which involves a visit to each commercial Policyholder. We will survey the property and report on areas of concern with regards to conditions or warranties contained within the insurance policy. It is these warranties and conditions that threaten the validity of a claim if they are not adhered to. This product will educate a Policyholder and improve the general understanding of their insured position. It compares policy contractual requirements against actual covered perils at the insured location.

It will aid a Policyholder or broker at inception or renewal, identifying mid term improvements which ensures the policy holder is in a better position to have any claim accepted in full.

The associated report will provide recommendations in reducing risk. Policyholders will ultimately benefit from an insurer treating them as a responsible Policyholder and highlight any problem areas pre-event, which may cause a claim to be repudiated or significantly reduced.