Commercial Storm Damage Claims – If your business suffers storm damage, the consequences include stifling trade and risking future operations.
The commercial storm damage claims process is complex and stressful as insurers will appoint loss adjusters to investigate the claim and protect their interests.
Remember the loss adjuster is not independent, they are NOT on your side - their job is to minimise your payout.
Oakleafe Claims provide personalised support for your business storm damage claim - we will minimise the stress and make a real difference to the outcome of your claim.
Oakleafe will take control of your commercial storm damage claim to protect YOU and your business.
Our knowledge and experience will speed up the claim process and ensure you get exactly what you are entitled to, leaving you to concentrate on running your business and getting back to a form of normality.
Here’s what one of our satisfied clients had to say:
"My claim was made so much easier after I contacted Oakleafe. The came out the same day to see me and I felt at last something was going to be done, and it was. My insurance company were totally incompetent and if I hadn't engaged Oakleafe things would have taken much longer and I am sure I would have been out of pocket. The company Oakleafe engaged to do the work once it was authorised were second to none. Good quality work, very good, and done on time with no mess which was much appreciated by our neighbours. If anything like this ever happens again or I know of anyone in a similar situation I will have no hesitation in calling these people in again. The staff at Oakleafe were also sympathetic and professional." - Eric Bennett, Oakleafe client on TrustPilot
Oakleafe are the ONLY party in the claim on your side and we act exclusively in your interests, to ensure you receive everything you are entitled to under your policy:
You will have access to an extremely experienced team of loss assessors, many of whom worked for insurers, who use their intimate knowledge of their processes to hasten your claim.
Oakleafe will present your storm damage claim to insurers, our chartered surveyors will scope the damage to the building, whilst building surveyors and structural engineers oversee the building works.
As well as your building insurance claims, Business Interruption and Increased Costs of Working are negotiated to ensure you are returned to pre-loss growth track.
You can also use our commercial storm damage claims portal, Claimtrack, to view live communications between all parties ensure you are kept up to date with all developments in real-time.
Another satisfied client shares their experience:
"Oakleafe Claims have been an absolute pleasure. Their team of skilled professionals are not only knowledgeable but also dedicated to providing top-notch service and support. They took the time to understand our needs and they exceeded our expectations. Exceptional customer care. We cannot recommend Oakleafe Claims highly enough." - Vicki, Oakleafe client
From the moment we engaged their services, we were impressed by the level of professionalism and efficiency
Do not be fooled that your insurance company will help you. They tried their best not to pay our claim. Oakleafe saved our livelihoods and our business is better and stronger than it was before. We’ve just received our final payment from the claim and we are really pleased. I would happily recommend them.
Dealt with my Insurance company like true professionals. Definitely got my maximum entitlement and as a result my business has come back stronger and more profitable.
Commercial storm damage insurance provides coverage for damage to business properties caused by various storm events, including wind, hail, lightning, and severe weather conditions.
It typically covers damage caused by high winds, hail, lightning strikes, tornadoes, and sometimes even hurricanes. Coverage includes damage to the building structure, signage, equipment, and inventory.
Document the damage with photos and detailed notes. Contact your insurance provider promptly to report the damage. An insurance adjuster will assess the damage, and you'll need to submit all necessary documentation and estimates for repairs.
Oakleafe Claims can manage your commercial storm damage insurance claim saving you time, money and stress.
The duration varies but generally involves reporting the damage, an assessment by an adjuster, and a review by the insurance company before a settlement is offered. This process can take from a few weeks to several months.
If your claim is denied, carefully review the denial letter to understand the reasons. You can appeal the decision by providing additional documentation or enlisting the help of a loss assessor to contest the denial.
Ensure a successful commercial storm damage claim by thoroughly documenting the damage, reporting the claim promptly, taking steps to prevent further damage, and being prepared to negotiate if the initial settlement is insufficient.
Using a claims management company like Oakleafe can speed up your claim resoltion and result in a better settlement.
If you require additional information please call our free 24/7 claims consultation helpline on 0333 2101 999.
