Oakleafe Claims,
6A, Phoenix Works,
500 King St,
Longton,
Stoke-on-Trent
ST3 1EZ
Office Tel: 01782 438255
24 Hour line: 03332101999
What Oakleafe’s Loss Assessor Wigan Clients say:
What Oakleafe Clients Say:
Book your complimentary consultation with our insurance claim professionals.
Our insurance claim professionals will explain the claim process to ensure you understand your options.
Dealing with insurance claims can be overwhelming, whether it’s damage to your property, a complex claim, or an insurance dispute. As a homeowner or policyholder, navigating the claims process on your own often leads to frustration, delays, and settlements that might not reflect what you’re truly entitled to. That’s where a loss assessor in Wigan can make all the difference.
This blog will walk you through:
By the end, you’ll have a deeper understanding of how loss assessors can help you get fair settlements, save time, and take the stress out of insurance claims.
Simply put, a loss assessor is your ally during the insurance claims process. While insurance companies hire loss adjusters to protect their interests, loss assessors represent you—the policyholder. They advocate on your behalf to secure the fairest possible settlement.
Having a loss assessor on your side is particularly beneficial when the claim process becomes lengthy or contentious. Their expert knowledge of insurance policies and negotiations ensures nothing is overlooked and your settlement reflects the full scale of the damage.
There are several scenarios where hiring a local assessor in Wigan is invaluable. Here are some of the most common situations:
When claims involve serious damage—such as fire, water damage, or theft—the process can quickly become overwhelming. Loss assessors are skilled at managing complex cases, ensuring that all aspects of your claim are handled appropriately.
Sometimes, homeowners might not realise they are underinsured until damage occurs. A loss assessor helps clarify your coverage and negotiates on your behalf, even in challenging circumstances like this.
Insurance disputes are stressful and time-consuming. Whether it’s a disagreement about coverage, delays, or a low settlement offer, loss assessors can step in to handle negotiations and resolve disputes effectively.
Claims related to property damage—be it from storms, flooding, or impact—are understandably emotional and stressful. Loss assessors in Wigan can provide practical support to help ensure you’re not left out of pocket.
For landlords or business owners in Wigan, loss assessors can also assist with business interruption claims, ensuring losses are calculated and fairly compensated.
By working with a local loss assessor, you also gain someone keyed into the specific challenges, regulations, and needs of the Wigan area.
Loss assessors provide end-to-end guidance and support throughout the insurance claim process. Here’s what to expect from a professional in Wigan:
They conduct an in-depth evaluation of the damage to your property, ensuring no detail is missed when compiling your claim.
Loss assessors handle all claim-related paperwork, ensuring it’s completed and presented correctly in line with your insurance policy requirements.
They’ll thoroughly review your policy to identify areas where you can make a claim, even for things you might not have known are covered.
From liaising with insurers to negotiating on your behalf, loss assessors employ their expertise to secure the best possible settlement.
They’ll handle all communications with the insurer, giving you peace of mind and consistent updates on your claim’s progress.
Some loss assessors assist with arranging repairs or replacements for damaged property, removing yet another hassle from your plate.
Hiring a reputable loss assessor in Wigan ensures that every part of your claim is handled professionally and comprehensively.
Not all assessors offer the same level of service. Here are the factors to consider when choosing the right professional in Wigan:
Look for assessors with extensive experience and knowledge of insurance policies and negotiations.
Choose someone who explains their fees upfront and operates with integrity.
Seek reviews and recommendations from other homeowners in Wigan who have previously used their services.
A professional familiar with Wigan’s regulations and community can provide tailored support.
Make sure they are regulated by recognised industry bodies, such as the Royal Institution of Chartered Surveyors (RICS), to ensure credibility.
By prioritising these qualities, you’ll find the right loss assessor to guide you through your claim successfully.
Here’s what it typically looks like when you hire a loss assessor in Wigan:
The assessor evaluates your situation and reviews your claim potential during an initial meeting.
They examine your insurance policy to ensure it covers all necessary aspects.
The assessor evaluates your property to gather detailed evidence of the damage.
They compile all documentation and submit a comprehensive report to the insurer.
The assessor manages all communications with the loss adjuster and insurer, keeping you informed throughout.
They negotiate on your behalf to secure a fair settlement.
Once the claim is settled, the assessor ensures the insurance payment aligns with the agreed compensation.
This clear and structured process minimises stress while maximising your compensation potential.
Working with a local expert offers several benefits:
Being local means they can respond quickly and work closely with you in person.
Local assessors understand Wigan’s specific insurance market and regulations, which can speed up the claims process.
They’re more accessible and can provide tailored advice based on your unique circumstances.
Choosing a loss assessor based in Wigan means not only better support but also a smoother overall claims experience.
How much does hiring a loss assessor cost?
Most loss assessors charge a percentage of your final settlement, typically around 8-10%. For smaller claims, some may offer fixed fees or no upfront costs.
When should I contact a loss assessor?
Ideally, as soon as you identify damage or loss that requires an insurance claim. Early involvement ensures the smoothest process.
Can I handle my claim without a loss assessor?
Yes, but without their expertise, you risk lower settlements or longer processes. Loss assessors bring efficiency, expertise, and peace of mind to claims.
Are loss assessors regulated?
Yes, professional assessors are regulated by bodies like the Financial Conduct Authority (FCA) to ensure high industry standards.
What types of claims can a loss assessor help with?
They handle claims for property damage, fire, flooding, business losses, storm damage, and more.
Have more questions? Don’t hesitate to reach out to local professionals.
Whether it’s damage to your home or a complex insurance dispute, hiring a loss assessor in Wigan is an investment in peace of mind. They provide invaluable expertise and advocacy, ensuring you secure the settlement you rightfully deserve with minimal stress.
If you’re ready to take the next step, start with a free consultation from a local expert. Don’t let the claims process overwhelm you—get the support you need today!
Please complete the form and one of our insurance claim professionals will call you back ASAP
